Unlike most purchases, buying a house is neither covered by any guarantee nor return policy, eventually this leads to regrets if the customer will not be satisfied with buying. This is why it is important to inspect the home of your dreams before initiating the transaction. In this article, we give you tips on how to choose a competent and professional Toronto Home Inspector.
House is often among the biggest and the most expensive purchases in your life. So to avoid unpleasant surprises, prevention is better than cure. Hire a home inspector at the time of buying and he will let you learn as much as possible about the state of your new home.
What is the role of the home inspector?
The purpose of an inspection in an existing home is to evaluate the condition of the house, to check the components and systems to detect clues suggesting that there might be potential problems. This inspection will enable the client to make an informed decision. The inspector shall indicate the components that are not working properly as well as those whose useful life is at an end or are unsafe. He should indicate items that may need repair or those which may have presented problems in the past
What are the limitations of a home inspector?
The building inspector performs a visual inspection to assess the condition of the house, and it’s all the internal and external systems. So they are not a guarantee against any hidden defects. The inspector cannot see what is under floors, behind walls, in drains or the pipes. He must inform the client of the limits of his inspection to avoid misunderstandings. If he discovers problems or defects that exceed the scope of the inspection, he may recommend further analysis to be performed.
Where are they found?
To find a home inspector, visit the websites of inspectors associations or professional bodies. One can also get referrals from someone who has already done an inspection on his property. Don’t opt to hire an inspector recommended by a real estate agent because there is a risk of conflict of interest and the Real Estate Board prohibits it. The agent should rather offer a fairly diverse list of inspectors and not just one.
How to choose and how much does it cost?
At times there are no regulations regarding inspectors, but he must be having a license to practice. Most importantly, you have to ask him some questions, ask him whether he is a member of any professional technologists, engineers or architects, the number of years of experience, references and confirm whether he has professional liability insurance against errors and omissions: this is important because all members or professional associations must have that assurance,
The inspection of a house of about 1,500 sq ft. costs approximately $400 and should last for around 3 hours.
What if things go wrong?
When conducting an inspection, the seller is liable for hidden defects but the inspector is responsible for apparent defects that it has not detected. If problems occur, for instance if the roof felt or started leaking one year after the purchase of the home, the buyer may resort to the small claims against the inspector, it is important to check that it has insurance against errors and omissions.